David Gates

Head of Mortgage Sales


David S. Gates is the Head of US Mortgage Originations & Sales for HSBC Bank USA, N.A., one of the world’s largest financial institutions. Based in Buffalo, New York, Mr. Gates oversees mortgage origination initiatives to include Retail Mortgage Sales, Community Reinvestment Act, Mortgage Private Banking, and Telesales production in the United States.

Mr. Gates joined HSBC (formerly Marine Midland) in 1997 through the acquisition of First Federal Savings & Loan Association of Rochester. While at First Federal, Mr. Gates held various roles as VP, Financial Analyst and VP, Broker Originations. Prior to his current role at HSBC, Mr. Gates was Head of the US Contact Center where he oversaw Premier & Personal Banking, Business Banking, Premier Remote and Direct, Mortgage Telephone Sales, and Employee Financial Services. Additionally, Mr. Gates has worked closely with Global Servicing Centers housed in Bangalore, India; Quezon City, Philippines; Cyberjaya, Malaysia and Guangzhou, China. In 2011, Mr. Gates received the CEO Award as SVP, National Mortgage Sales & Marketing for Retail Banking & Wealth Management.

Mr. Gates earned a Bachelor of Science degree in Finance from the Rochester Institute of Technology and joined First Federal Savings & Loan upon graduation.
He lives in Amherst, New York with his wife and their two children.